Showing posts with label Car Insurance. Show all posts
Showing posts with label Car Insurance. Show all posts

Right hand drive is banned in Russia, Belarus and Kazakhstan

From January 2015 right hand drive cars cannot be imported to the territory of the following countries: Russia, Belarus and Kazakhstan. In all countries of the Custom Union cars will be completed and produced with a similar package of documents, including one type of insurance and car passport. Also the unified standards will be introduced for the expertise laboratories and testing facilities, employment verification and testing of vehicles. Meanwhile, our interlocutors in one of the insurance companies found it difficult to comment on the situation of creating the common insurance zone. According to world statistics in the world every 30 seconds someone dies as a result of the accident. Per year, the number of victims reaches 1.2 million. From 20 up to 50 million of the drivers receive a simple injury.

How to avoid backover accidents

How to avoid backover accidents
Children are often the unfortunate victims of backward pedestrian crashes. There are many driveway tragedies of this nature every year in the United States. When it comes to avoiding objects while traveling in reverse, rear cameras are more effective than parking sensors. However, they are not helpful in every situation.
Experts estimate about 300 people are killed and about 18,000 are injured annually in backward pedestrian crashes. These accidents typically occur in driveways and parking lots. Researchers recently conducted a study with drivers in an empty parking lot in Los Angeles. Their study results showed that cameras were more helpful than parking sensors in preventing backward crashes into pedestrians. They also found that cameras alone worked better in these situations than cameras and parking sensors combined.
Trucks and SUVs are commonly involved in these accidents, because it is hard for drivers to see children who are playing or lying on the ground from a higher blind zone.
During their study, researchers placed a painted pole behind a vehicle to show the varying heights and head sizes of kids who were between 12 and 15 months, between two and three years and between five and six years. One exception to this was the Hyundai Sonata, which had a high trunk and a sloping rear window. The blind spot on this vehicle was more than 40 percent larger than the blind spot on a Ford F-150 truck, which had side mirrors designed for enhanced visibility while towing.

How Marriage influences on car insurance

How Marriage influences on car insurance
Whether or not our founding father was right about marriage being the foundation of happiness or misery, it’s true that marriage can provide a foundation for your auto insurance rates.
Michael Barry, Vice President of Media Relations at the Insurance Information Institute, confirms that “auto insurers have found that married couples are less likely to file claims than single policyholders, giving an actuarial justification to offering lower rates to married drivers.”
While combining coverage with your spouse typically results in savings, if one of you has a poor insurance record, the discounts might not develop as planned. Certain insurance companies also take care to give civil unions the same discounts as marriages.
Finding and keeping a life partner can result in added perks when it comes time to pay your car insurance premium. But if you’re single, fear not: there are plenty of other ways to save on car insurance.

Tricks to make you spend more on car insurance

Car insurers are still tricking customers out of extra cash by involving them into costlier policies, hiding fees and charges in small print and automatically adding unwanted extras. Fees and responsibilities are often hidden away and policy documents are generally far too long for customers to realistically challenge. A number of insurers such as AA and Allianz are still automatically signing customers up for highly commercial "add-on" products that are not clearly presented or explained. Add-ons are insurance products sold together with the primary policy. Some car insurers are believed to make a third of their profits from add-ons alone. Research by consumer group Fairer Finance found poor practice is still widespread in the sector. A third of insurers still organize pay-monthly policies for customers who have come from comparison websites when they have exactly asked to pay yearly.

Customers who do not carefully check that their choices have been taken are likely to end up paying considerably more for their cover. Firms charge more when premiums are paid over 12 months rather than annually in a lump sum. In the long run, it's in insurers' interest to ensure that their clients understand what they're buying. But too many insurers find it too hard to struggle the opportunity to try to make a quick extra buck.